Get Matched with the Right Financial Solution
Step 1: Submit
Submit your application online and speak with a certified consultant to review your financial profile. We’ll evaluate your debts, income, and goals to recommend the most suitable option—whether that’s a non-profit debt management plan, a consolidation strategy, or other structured solutions.
Step 2: Review Your Options
During your initial consultation, a certified consultant will take the time to understand your full financial picture—reviewing your debts, income, and goals. From there, we’ll provide a tailored recommendation designed to give you the best chance at consolidating your debt in a way that fits your lifestyle and long-term financial needs.
Step 3: Choose the Right Path Forward
Based on your personalized recommendation, you’ll choose the plan that best fits your goals and budget—whether that’s a structured repayment plan, non-profit debt management, or another strategy. Once you decide, we’ll walk you through the next steps to get started and begin making meaningful progress toward becoming debt-free.
Step 4: Track Your Progress
Once your plan begins, you’ll have full visibility into your progress through your online dashboard. Whether you’re on a structured repayment plan or another solution, you’ll be able to monitor milestones, upcoming payments, and your projected debt-free date—all in one place.
Step 5: Become Debt-Free & Take Control
After moving forward with your chosen solution, you’ll have taken a major step toward resolving your financial challenges. Many clients feel a renewed sense of control, clarity, and peace of mind as they begin the next chapter of their financial journey.
Real Stories — From Real Clients
“During the first few months, my impatient side started to kick in a bit while they negotiated with my creditors. But once those offers started coming in, it was like hitting the fast-forward button on my debt journey. What really helped is that I was able to throw in extra payments since I was already saving so much. So now, that everything is paid off, I just leverage my new credit cards for points and get them paid off each month. It’s definitely worth it…just a little patience to start but it does work!”
Christine M.
It's All About You
We’ll provide you with a free assessment and a personalized plan of action for you.
Find the Right Solution Not Just One
Credit Card Debt Support
Find a smarter way to manage high-interest credit card balances through our network of partners.
Personal Loan Solutions
We’ll connect you with trusted lending partners offering fixed-rate personal loans that may help you simplify your finances and reduce overall interest.
Consolidation Options
Combine multiple debts into one manageable payment—often at a lower interest rate.
Structured Repayment Plans
We’ll assess if a non-profit debt management plan is right for your goals and budget.
Flexible Credit Solutions
Whether your credit is strong or challenged, we’ll help you explore realistic next steps.
Hardship & Income-Based Options
We help you identify programs tailored for job loss or hardship—so you can regain control.
FAQs
To provide you with a clearer insight into what you can anticipate, review answers to some frequently asked questions that may address your queries.
Still have questions?
Our specialists are here to help! Call us anytime for a free no-obligation consultation.